Did you know that over 60% of Canadians are retiring in debt? Shocking, but true!
The main reason is lack of knowledge, planning and resources.
The single largest investment you will make in your life is your home. It is also the largest cost burden and responsibility. We start by finding you the right mortgage for you – one that meets your goals and doesn’t overburden you. We want you to own your home faster, but not at a cost that is high and unmanageable.
We will assist you in planning your cash resources to minimize debt and ensure future success.
Surprisingly, there aren’t any high school courses that teach people about money management. Many of us learn as we go – through friends, family, books or even online. That could be risky! You may not get accurate information or perhaps too much. Where do you start? A CCS is trained to work with clients to address their short and long term goals to ensure they have a plan in place to address short term and long term debt management. It’s a service you can’t live without.
Why Everyone Needs a Cash Flow Plan. Click here.
I would highly recommend Krystina to anyone who is in search of a mortgage broker who is honest, reliable and professional. Krystina made the entire mortgage application process an easy one. She came to our home at a time that was convenient for our family. She was entirely open and honest during difficult conversations regarding home appraisals, the new mortgage regulations etc. Krystina was always available to answer my phone calls and emails, even if they were late at night. Krystina is professional and continues to make ongoing learning in her field a priority by attending conferences and keeping up to date on the latest stats, regulations and trends. Buying a home is the biggest purchase of your life; you want to go through that with someone you can trust and who is reliable..Krystina is that person!
I have had the opportunity to work with Krystina for the last 6 years as part of my financial planning practice. During this time, she has delivered exceptional service and advice to my clients in all areas of their mortgage and lending requirements. With her capabilities as an independent mortgage broker, I am confident that she will continue to exceed her clients expectations.
I find Krystina to be very knowledgeable, extremely helpful and very willing to go the extra mile for her clients. She has been very supportive and her assistance to me through a difficult time has made the transition process for my housing situation much less stressful than it might have been.
Krystina’s attention to detail and professional, friendly client management has made referring Manulife’s banking services a hug asset to my financial planning practice.
We have been working with Krystina Fincham for years and most recently with her at Invis to assist in the purchase of our new home in Kelowna, BC. The purchase was very challenging with the Banks, as we owned the lot and were building a custom home. Krystina worked to find the best mortgage rate for us and a Bank that understood what we needed to accomplish. She was very diligent to chase after the builder, the Bank, and the lawyers, and always looked for solutions to problems. She has a warm and easy to work with personality that made the experience smooth even when there were a few hiccups with the Bank. We would recommend her going forward.
I have known Krystina for over seven years, since she first assisted me with my mortgage needs. Krystina’s deep knowledge and experience instills confidence and her intense customer focus and caring sets her apart. I always recommend Krystina to my friends and family without hesitation.
I have had the pleasure of working with Krystina for a number of years now. Krystina has an innate ability to translate her vast knowledge of the mortgage industry into clear and easy to understand recommendations for my clients. I highly recommend Krystina to work alongside your clients for mortgage recommendations.
Krystina Fincham is one of the very few people who would go out of their way to help. When it looked grim and time frame was short, Krystina took the reins and didn’t stop until the job was done. Working late into the evenings and giving up personal time. She provided me with different options and as it turned out, I went with something completely different than what I looking for. I would recommend her to all my friends. She is someone you can trust!
Krystina was able to quickly organize our mortgage for an investment property. Within two weeks, she managed to find an excellent rate and had all the paperwork ready to sign. She is extremely competent and the ultimate professional. I highly recommend her to my friends.
Your privacy is extremely important to us. The trust placed in us by our customers is absolutely essential to our success. We understand that and do all we can to earn and protect that trust. We do not share your personal information with any outside companies nor collect any information.